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![]() ![]() The companys VA affordability and refinance calculators. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.Īs a matter of policy, BBB does not endorse any product, service or business. With VA loans, there is no private mortgage insurance, no minimum credit score, and rates are low. ![]() BBB Business Profiles are subject to change at any time. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.īBB Business Profiles generally cover a three-year reporting period. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. Steer clear.īBB Business Profiles may not be reproduced for sales or promotional purposes.īBB Business Profiles are provided solely to assist you in exercising your own best judgment. The Better Bussiness Bureau's grade just doesnt reflect who these people are and how they do business. how much does a homeowners claim be before mortgage company holds onto check can you get a secured loan on your house if there is a lien on your house. to take your money without permission, freedom to not help you get it back, and freedom to belittle and berate you when you ask for a resolution that is fair and convenient. You know, the things you look for when you need assistance. And frankly, just not nice, or empathetic. She made me listen all that time before i could speak or request inf. ![]() On top of that, their escalated customer service person spent what seemed like *************************************** their system and their "terms and conditions" that of course, don't account for their mistakes. They say they needed proof it cleared my account, before I returned. including waiting at least three weeks for a bank statement. They double withdrew my monthly payment, and when I contacted them, gave me a list of things. Fortunately, I will be done with them in just a week and a half. ![]() ![]() ![]() The roots of Black Walnut trees secrete juglone, a substance that inhibits the growth of other plants. While Black Walnut trees are some of the most iconic trees of Southern Ontario, they’ve been moving gradually northward as well thanks to tree enthusiasts and foraging squirrels.īlack Walnut trees can now be found in the northern and eastern quadrants of the province as well.īlack Walnut trees are an excellent choice for yards or gardens going for a natural, native style. First and foremost, they’re not limited to the southern part of the province. There are a lot of different aspects that make Black Walnut one of the best trees to plant in Southwestern Ontario. If you notice something that may be an infection, you may want to contact a tree service near Aurora or surrounding area. The trees are delicate as they’re growing, so you may need to make a chicken wire cage around the trunk to protect them from wildlife while they’re reaching maturation.Īmerican Beech trees have been suffering from a bark disease in recent years, as well, so you’ll want to keep an eye out for that. ![]() You may need to be proactive if you want to see them get to that stage, however. Their bark takes on an attractive bluish-silver hue as they age. There’s also their nuts, which are popular among animals and humans alike.Īmerican Beech trees get better with age, as well. Of course, there’s the ample shade they provide thanks to their broad crowns. ![]() Secondly, they enrich your life in so many different ways. First of all, they live for a long, long time. 8 cm of bark mulch will help make sure the soil stays sufficiently moist.Īmerican Beech trees may grow slowly, but they’re well worth the wait. To help your alternate-tree dogwood tree reach its fullest potential, you’ll want to make sure there’s enough mulch to maintain moisture. To help your dogwood reach its glorious full, flowering potential, plant in evenly moist soil in partial shade or full sun with ample amounts of moisture. They’re also a favourite among songbirds in the summertime, transforming your yard or garden into a sylvan daydream.Īlternate-leaf dogwoods grow up to 10m in height. These are some of the best trees to plant in Southwestern Ontario that are especially suited for its particular climate.Īlternate-leaf dogwoods are one of the best trees to plant in Southwestern Ontario due to their gorgeous white flowers in the springtime and attractive horizontal tiers of branches. Every plant species has its own unique needs, requiring a particular blend of light, shadow, moisture, and soil type. Growing plants requires more than just popping a seed or sapling into the ground and hoping for the best, however. Anything ranging from evergreens to mighty oaks will grow to towering heights in the area outside of Toronto. The verdant, fertile soil of Southwestern Ontario is a significant boon for growing nearly any kind of tree. If you’re thinking of planting a new tree this season, here’s our guide to the best trees to plant in Southwestern Ontario. There’s nothing quite like reading and relaxing beneath the boughs of a Black Walnut tree. Planting new trees benefit everything from the environment to people’s quality of life. That number fell sharply in the late ’90s, with only 2 to 3 million Southwestern Ontario trees being planted by 1998. ![]() Previously, between 20 and 30 million trees were planted each year in Ontario. The number of new trees planted in Southern Ontario fell drastically in the ’90s. Although there’s no shortage of trees that call Ontario home, there’s still a great need to plant new ones. And that doesn’t even include non-Carolinian species such as maple, linden, or fruit trees that also thrive in Ontario’s woodlands.Ī wide range of trees can flourish in Southwestern Ontario. Over 217 distinct tree species can be found in Toronto alone, with over 20 species of Carolinian trees like oak, hickory, ash, chestnut, and walnut, as well as the red mulberry tree, which is a native Ontario tree species that is at risk in the wild. Southwestern Ontario is a tree lover’s dream. ![]() ![]() ![]() Happy Haunts Wallpaper – Apple Watch/Mobile | Desktop/iPad Hitchhiking Ghosts Let’s take a look at them now! Happy Haunts Statuesįirst up we have this vibrant design featuring the singing ghost statues you’re able to see during your doom buggy ride. If you love the Haunted Mansion as much as I do, this year’s wallpaper collection is perfect for you! Our incredibly talented creative team designed these three spooky wallpapers for all of us happy haunts to enjoy for the Halfway to Halloween celebration all of which can be downloaded for your phone, desktop, Apple Watch, and iPad. From delicious eats and treats in the newest Disney Eats Foodie Guide to haunting Photo Pass Lenses– you’re sure to feel all the spookiness that Disney Parks has to offer without having to step foot in the parks. This week will be filled with exciting stories showcasing all that this week has to offer. I also have an exclusive Halloween wishes Digital download on sale at £1.19, together with this purchase you get all the above free downloads also sent to your inbox.Welcome, foolish mortals to Disney Parks Halfway to Halloween! Our favorite Disney Parks celebration is back and in full swing with all things Halloween and the Haunted Mansion. If you are a fan of freebies, here are my free Instagram highlight covers. If you can’t pick which one to download, go ahead don’t be shy and download them all. Halloween is all about Trick or Treating why not enjoy this ghost duo on the hunt for some candy! Trick or Treat ghosts cute Halloween screensaver Why not send this to your crush? Or loved ones? This particular design is a romantic twist on Halloween. I put a spell on you cute Halloween screensaver Why not wish your loved ones a Happy Halloween with this wonderful design.Īlternatively, use it as a cool screensaver. Most importantly it looks so frigging adorable! This is part of some Halloween movies, witches and magic potions. Witch potion magic cute Halloween screensaver Triple the Boo, it’s an adorable wallpaper for any Halloween lover. Why not even send this to your friends! Trick or Treat cute Halloween screensaverĪ cute Trick or Treat Halloween wallpaper, ideal for a simple design lover. The cute ghost is ready to scare at Halloween. It is also perfect for wishing a Happy Halloween to your friends and family. This is such a cute cat Halloween screensaver. This is so cool and trendy for Halloween, definitely for someone who loves a great design. This is one of my favourite ones, a glamorous witch flying high by the moon. Ultimate cute Halloween screensaversįor our Halloween lovers I have created the cutest Halloween screensavers which can be easily downloaded. Get your phones and tablets ready for this wonderful autumnal season. If you can’t decide just download them all, it’s as easy as downloading them in a click. Then this is definitely one you will enjoy downloading.Īutumn is all about those warm drinks, pumpkin spice and beautiful burnt orange shades. Trick or Treat cat, Halloween screensaver You can opt for this one thanks to it’s simple design. This is a pink minimalistic pumpkin Halloween filled wallpaper. Pink Hello October Fall and Halloween screensaver ![]() ![]() This is perfect for those autumn lovers like me who love to keep totally accessorised even digitally. The ideal pink wallpaper for Nude colour lovers.įor those October Loving peps why not opt for this beautifully designed screensaver. With this design you are sure to keep your devices looking at the top of their game. This is a Nude pink minimalistic October, fall screensaver. Putting a modern twist on Fall and Halloween. This set of 5 different screensavers does exactly that! Providing the cutest Halloween and fall options easy to download here. Some want a more contemporary minimalistic set of wallpapers in the most on trend colours and designs. Not everyone wants the typical Halloween or fall colour palette variations. Minimalist cute Fall and Halloween screensaversįor the ultimate minimalist lover, I have created a pack of 5 cute Fall and Halloween screensavers free to download. Simply long press the picture you want to download and then select the option to download in the drop down list. How to download the free Halloween and fall screensavers ![]() You can also send them out to your friends and family, to keep them accessorised too. If you are looking for some cute Halloween screensavers to get into this seasons vibes, you have come to the right place. I can’t even explain how much I love this season, autumn leaves everywhere, warm jumpers and Halloween round the corner. When it comes down to the fall and Halloween, I take it as far as going all out with every little detail and that includes getting my phone’s screensaver to match the season. These were created using the Canva application which offers the best design options. Tis’ the season to get Halloween obsessed, here are a selection of cute Fall and Halloween screensavers free to download. ![]() ![]() ![]() ![]() Being visible there will automatically bring you more leads and, by extension, sales (as long as your website pages are optimised for conversions). Returning to the metaphor of a shopping window, Google is your city’s, or even country’s, largest shopping street. If you are interested in reading more, Siteguru offers an enormous amount of free SEO resources. If you aren’t familiar with SEO, we have added a short description in the Appendix. We will soon walk you through some basics and point out the general direction if you’d like to fall deeper into this rabbit hole. SEO research is a complete field of its own, deserving its own guide. SEOĪ good website page can’t be written without considering the almighty Google. The most important thing is that we write texts we believe will speak to our target audience in the most logical and efficient way. (Just let us know what you have in mind). ![]() If you have crazy ideas of how to present your message in a powerful way, it’s fine. If you want to follow the structure we suggest, it’s fine. This means if you want a website page to simply be plain text running up and down the page, it’s fine. Instead of being bound by pre-determined design-imposed structures, we can present things in any way we want. That makes things a whole lot easier for us, the text creators. Unlike other CMS’ that traditionally rely on templates, Webflow traditionally doesn't. This means you can structure the text in any way or form you think best conveys your message, and our designers will then make it look beautiful and compelling to read. Using Figma and then Webflow leaves our creative process with no legacy or boundaries to follow for your text, so designs are easy to alter and iterate. We help each other to craft truly beautiful website texts, together.Īt Up Strategy Lab, we also believe in freedom – both for the design interfaces and texts. At Up Strategy Lab, we get inspired, write, iterate, and learn. While you are at it, do remember that you don’t have to be a copywriter to write good copy. Once you complete the value proposition workshop, it is time to get your hands dirty with crafting your website! This will be a frustrating exercise sometimes, but it will also be extremely rewarding once you find your groove – just the right touch and feel for your copy and design. The results of your value proposition workshops will guide the creation of your website texts. If you need inspiration or guidance, do read our guide on it. If you haven't already, it is time to craft your value proposition(s) together with your team. To us, it is the most powerful tool out there to truly understand our customers. Presuming you have worked with us previously or read our other posts, you will be aware of how highly we regard the Value Proposition Canvas. Up Strategy Lab’s Process - From texts to final design Let’s dive into each of these points now. Writing tips and tricks for both inexperienced and seasoned writers.The Tesla-example: Crafting copy based on Tesla’s value proposition.The five steps of a successful web page text writing process.The elements of a webpage, including meta texts and the structure of the content.How does Up Strategy Lab design the writing process?.This article will cover the following points: In this article, we will discuss the most important ones as well as the process we – at Up Strategy Lab – follow while working on web pages for our customers. Highlight the positive outcomes for customers who use your products and services.Ī web page consists of several elements. Make promises of how you and your products will solve their problems better than anyone else. ![]() Instead of giving a long list of the features of your best selling products, all your communication on your home page should tell all segments of your customers what you can do for them. In B2B, however, that is just not good enough. If you ran a corner shop, you might showcase your best-selling products there. Similarly, the home page is not a place to talk about yourself. If you ran a corner shop, I bet you wouldn’t hang a big portrait of yourself in the show window. Simply put, a good home page with strong copy, converts prospective customers to hot leads.
![]() ![]() “I feel like this is a turning point.” - Cassie.“So if they got something to say, they should just say it to my face, right?” - Maddy.“I hate everyone else in the world, but you.” - Jules.“I don’t think I have an attention span for real life anymore.” - Jules.“Are you talking to your mama about me?” - Jules.“At some point you make a choice about who you are and what you want.” - Rue.Even if you’re out of school now, a Euphoria quote is a good throwback caption you can use for nostalgia-filled pics. If you’re a part of the school’s play like Lexi’s in Season 2, you can use one of these Euphoria Instagram captions to document the experience. These 30 Euphoria quotes also work for showing off the cute makeup lewks or OOTDs you’re sporting in school. The next time you’re just chilling with your besties and a selfie or two is snapped, you can take any of these Euphoria quotes and use them as your caption when it comes time to post an Insta photo dump. ![]() ![]() Of course, you don’t really get to see the students going to class as much in the series, but you do get to see their after school hangs at each others’ houses. Sometimes in high school, things feel more intense than they are, which could also make the dramatic moments in Euphoria feel relatable. For all those moments that do make you say, “same,” there are some Euphoria quotes about high school you can use for Instagram captions. You’ve had crushes on classmates, wanted to look good while walking the halls, and have had friend group drama. While fans of Euphoria joke that the high school in the HBO series isn’t anything like their high school experience, there are times where what the characters are going through is relatable. ![]() ![]() ![]() Green Lantern Corps Hal Jordan Superman Batman, the green lantern, heroes, superhero, trademark png 1600x1600px 29.97KB.Green Lantern, Ryan Reynolds Green Lantern Corps Hal Jordan Superhero, lantern, celebrities, fictional Character, wetsuit png 617x1122px 715.27KB.Green Lantern Corps John Stewart Hal Jordan Sinestro, lantern, logo, hal Jordan, symbol png 900x900px 310KB.Green Lantern Corps Hal Jordan Chibi Drawing, the green lantern, superhero, vertebrate, cartoon png 832x960px 229.53KB.Superman Green Lantern Corps Sinestro Hal Jordan, superman red scarf, comics, heroes, superhero png 568x797px 264.42KB.Green Lantern Corps Carol Ferris Star Sapphire Atrocitus, Green Lantern Corps, comics, superhero, power Ring png 557x480px 237.29KB.Green Lantern illustration, Hal Jordan and the Green Lantern Corps 1-2: Rebirth Hal Jordan and the Green Lantern Corps 1-2: Rebirth Sinestro, the green lantern, fictional Characters, superhero, comic Book png 726x1101px 283.99KB.Star Sapphire Green Lantern Corps Carol Ferris Zamarons, sapphire, purple, logo, symmetry png 894x894px 130.97KB.Sinestro Corps War Hal Jordan Green Lantern Corps, injustice, superhero, fictional Character, justice League png 601x1329px 735.04KB.Sinestro Corps War Green Lantern Corps Atrocitus, the green lantern, text, trademark, logo png 1024x1024px 119.54KB.Green Lantern Corps Hal Jordan Carol Ferris Green Lantern: Secret Origin, Juegos, comics, superhero, dc Comics png 542x800px 383.35KB.Green Lantern: Rise of the Manhunters Hal Jordan Green Lantern Corps Injustice: Gods Among Us, lanterns illustration, fictional Character, hal Jordan, power Ring png 800x1000px 318.04KB.Green Lantern logo, Green Lantern Corps Hal Jordan Superman Logo, Green Lantern logo, comics, cdr, lantern png 894x894px 65.45KB.Green Lantern, Green Lantern Corps John Stewart Hal Jordan Sinestro, dc comics, fictional Characters, superhero, dc Comics png 500x1346px 772.51KB.Alex Ross Green Lantern Corps Hal Jordan Guy Gardner, batman, heroes, superhero, fictional Character png 698x1167px 766.41KB.Green Lantern Corps John Stewart Hal Jordan Sinestro, Various Comics, fictional Characters, superhero, dc Comics png 756x1049px 647.28KB.Green Lantern Injustice 2 Injustice: Gods Among Us Hal Jordan John Stewart, Lanterna verde, superhero, green Arrow, fictional Character png 819x1024px 355.27KB.Green Lantern Corps Hal Jordan Geoff Johns Carol Ferris, The Green Lantern Pic, comics, superhero, dc Comics png 600x886px 791.38KB.Injustice: Gods Among Us Injustice 2 Green Lantern Atrocitus Hal Jordan, injustice, comics, fictional Characters, superhero png 1024x1089px 1.29MB.Superman logo Injustice: Gods Among Us, superman, heroes, superhero, cartoon png 1750x1707px 435.95KB.Ryan Reynolds Green Lantern Corps Hal Jordan Carol Ferris, ryan reynolds, tshirt, celebrities, comics png 1017x932px 781.06KB.Hal Jordan Green Lantern DC Universe Online Sinestro Injustice: Gods Among Us, superman, heroes, superhero, dc Comics png 591圆05px 357.56KB.John Stewart Hal Jordan Green Lantern Corps Green Arrow, linterna verde, comics, superhero, fictional Character png 1461x3195px 507.06KB.DC Superman, Henry Cavill Injustice: Gods Among Us Superman Batman Diana Prince, superman, heroes, superhero, dc Comics png 573x1393px 986.82KB.Wonder Woman, Clip Studio Paint YouTube Diana Prince Hal Jordan Injustice: Gods Among Us, Wonder Woman, comics, cg Artwork, superhero png 1895x2458px 1.65MB.Marvel Green Lantern, Injustice: Gods Among Us Injustice 2 Green Lantern Batman Green Arrow, The Green Lantern, superhero, dc Comics, fictional Character png 732x960px 683.02KB.Injustice: Gods Among Us Green Lantern Batman Harley Quinn Catwoman, lantern, lantern, heroes, superhero png 1408x1080px 1008.22KB.Ryan Reynolds as Green Lantern, Ryan Reynolds Green Lantern Corps Hal Jordan John Stewart, lantern, celebrities, superhero, green Arrow png 872x1933px 1.08MB.Hal Jordan Green Lantern Atrocitus Nightwing Jensen Ackles, the green lantern, comics, fictional Characters, superhero png 626x1275px 705.75KB. ![]() ![]() The call to action does not have to be positive, although that would often be the desired outcome. A call to action is what is being asked of your customer based on what has been presented to them in the past. In any case, the one constant will always be the call to action. As your organization moves forward, there may be transitions to more advanced software tools, corporate mergers or acquisitions (resulting in the decommission of duplicative systems), new products/offerings, etc. Software and organizations have different names for it. What succeeded and why? What was an overwhelming failure? If customers/prospects abandoned, where were they on their journey(s)? Every part of the strategy revolves around one component the Call to Action. To truly understand, and therefore, shift momentum, a strategy’s metrics need to be captured and analyzed. Strategies change, as they need to, in these dynamic times, in response to constantly changing customer needs, economic fluctuations, competitive landscape, etc. One might argue that the core of the solution is the strategy-the “how do we use the data, tools and big brains at our disposal to reach the desired customer (or the customer that desires us)?” The strategic initiatives are what lead to positive performance in the marketplace. This is an interesting question, and your response may have likely changed throughout your career as new technologies and methods for reaching your customers and prospects have evolved. ![]() James Craig, Associate Director in the Customer Experience Optimization practice at Merkle, explores this question and the best practices to be considered. ![]() This paper presents GHOST and the status of the current effort to provide a true multi-spectral, multi-sensor, and multi-actor M and S environment through simulation of scenarios with combined IR and RF sensors operating in a common environment.What is at the core of an omni-channel marketing solution? This is an interesting question, and your response may have likely changed throughout your career as new technologies and methods for reaching your customers and prospects have evolved. For multi-spectral IR and RF simulations, the General High-Fidelity Omni-Spectral Toolbox (GHOST) has been built on the DMISE framework to allow for integration of models across the electromagnetic spectrum. These factors led to the development of the Dynamic Model Integration and Simulation Engine (DMISE) which provides a flexible and extensible framework for integration of different models into a common simulation by defining the interfaces for the simulation components. Attempting to combine the two modalities through integration of existing M and S tools specific to each application domain has historically proven nigh impossible. A prime example of this effect is the development of infrared (IR) and radio frequency (RF) models, which have different large scale phenomenology and have, therefore, developed as separate M and S domains. Furthering this difficulty is that the models have likely developed disparate concepts of the world in which they operate. When a future application requires interaction of multiple M and S approaches that have developed independently, it is difficult, if not impossible, for the models to integrate into a common environment. Typically, models are developed for a single application area where they tend to become domain specific as the complexity of a single model grows. ![]() One major struggle for modeling and simulation (M and S) over the past decades has been the development of individual models in isolation. ![]() ![]() ![]() The EKK series is best used for tinting colors. The EKB series resembles the EKU series closely and is a better choice for taping and doing graphics than the EKU series. The KGC Series is the easiest to apply and repair but has a slightly different look than the EKU Series. In general the EKU Series is the deepest, wettest, look but most difficult to spray and repair. We offer candy in four forms 2K urethane candy (EKU Series), Candy Basecoat (EKB Series), Pearlized Candy Basecoat (KGC Series), and Candy Dye Concentrates (EKK Series). What is the difference in the 4 types of candy you offer? If you are concerned about the longevity of candy paints you might consider some of our transparent 3 stage pearl and metallic finishes that have the look of candy with excellent durability. Vehicles that spend all day, every day in the sun can fade substantially over a 2-3 year period whereas many show vehicles that are garage kept and used for shows and cruising will last for 5-10 years+. The longevity depends on the amount of candy applied, which and how much clear is used, and how much time the vehicle spends outside in the sun. True candy paints like our EyeKandy candy paints are made from dyes which provide a deeper, richer color than normal automotive paints but typically fade faster than our traditional solid, metallic, and pearlescent colors. ![]() WARNING: This product contains a chemical known to the State of California to cause cancer. These products are designed for use by professionally trained autobody painters with proper personal protective equipment (PPE) in an approved spray booth and are not recommended for at home or "do it yourself" type applications. ![]() NOTE: Automotive paints, such as those represented on this site, can be hazardous to your health, and as such, require specialized equipment and training to use properly and safely. If you plan to candy paint your door jambs, trunk and/or engine bay we recommend you purchase additional quarts or kits. This totals to more than 4 gallons of sprayable paint for one incredible value! This is typically enough to paint the exterior of the average sized vehicle. Selection of other base colors or more or less candy material applied will change the final color. Photos shown with 3 coats over Stellar Silver Metallic base coat. ![]() ![]() ![]() Give yourself some peace of mind, and put the very affordable Trac-Grabber in your trunk. It’s made of durable materials and is built to last, making it a great investment for anyone who wants to be prepared for any situation. In terms of design, the Trac-Grabber is an innovative and well-designed product. It comes in a compact carrying case that can be stored in the trunk of your car or truck. The product comes with detailed instructions and a video guide that make it simple to set up and use, even if you’re not familiar with off-roading gear. One of the best things about the Trac-Grabber is how easy it is to use. This makes it a versatile solution for anyone who spends time off-roading or in inclement weather conditions, whether you’re a professional off-road enthusiast or a weekend warrior. With the Trac-Grabbers secured to the wheels, the wheels spin to the point where the Trac-Grabbers engage, lift, grab, and move the vehicle back to stable terrain. ![]() ![]() The Trac-Grabber is compatible with a wide range of vehicles, including cars, trucks, SUVs, ATVs, and pickups. Trac-Grabber is quickly and easily strapped to the drive wheels of a vehicle which is stuck in the sand, mud, or snow, and enables the vehicle to get grip and become unstuck using its own power. The straps are made of durable, heavy-duty materials and are designed to withstand extreme temperatures and harsh weather conditions. Once in place, the straps provide instant traction and the ability to drive out of a stuck situation. The Trac-Grabber is a set of two or four straps that can be easily attached to the wheels of your vehicle. This makes it a must-have for anyone who spends time off-roading or in inclement weather conditions. This product is designed to provide instant traction and help you get your vehicle out of tough spots. The Trac-Grabber is an innovative solution for anyone who frequently finds themselves in a situation where their vehicle is stuck in mud, sand, or snow. ![]() |
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